Investment Loan
Invest & Build with Confidence
DSCR Loan Program – Empower Your Investment Strategy
At Monolith Mortgage Group LLC, we know that savvy real estate investors need flexible financing solutions. Our Debt Service Coverage Ratio (DSCR) Loan Program is designed to make property investment simple—qualifying you based on rental income potential, not your personal income.
Why Choose DSCR Loans with Monolith?
✅ No tax returns or income documentation required
✅ Qualification based solely on rental property cash flow
✅ Available for residential investment properties (SFR, 2-4 units, condos, townhomes)
✅ Competitive rates and flexible terms
✅ Streamlined approval process—perfect for growing portfolios
DSCR Explained:
A DSCR of 1.0+ means your rental income covers your mortgage payment. The higher your DSCR, the stronger your application—simple and stress-free.
Ideal For:
- Self-employed investors
- First-time or seasoned landlords
- Those with complex financials
Ready to grow your investment portfolio?
Get Pre-Qualified for a DSCR Loan Today » Click Here