Your dream home starts here.
Whether you're a first-time buyer or upgrading to your forever home, our purchase loan options are designed to fit your financial needs and long-term goals.

Highlights:

• Competitive interest rates
• Multiple loan term options
• Conventional, FHA, VA, and Jumbo loan programs
• Personalized guidance every step of the way

Lower your rate. Tap into equity. Restructure your mortgage.
Our refinance solutions offer flexibility—whether you're looking to reduce monthly payments, pay off your loan faster, or access your home's equity.

Benefits:

• Potentially lower interest rates
• Cash-out refinance options
• Streamlined refinancing process
• No hidden fees or surprises

Flexible solutions with lower down payments.
Ideal for first-time buyers or those with limited credit history, FHA loans offer government-backed support to make homeownership more accessible.

Features:

• Low down payment 
• More lenient credit requirements
• Available for purchase or refinance
• Fixed and adjustable-rate options

Exclusive benefits for veterans, active-duty military, and eligible family members.
We’re proud to serve those who serve. VA loans offer unbeatable perks with no down payment required.

VA Loan Perks:

• No down payment
• No private mortgage insurance (PMI)
• Competitive interest rates
• Flexible qualification guidelines

Financing for luxury homes and high-value properties.
Our Jumbo Loan Program is tailored for buyers needing loan amounts above conventional limits, with competitive rates and personalized service.

Highlights:

• High loan limits
• Flexible credit score requirements
• Fixed and adjustable-rate options
• Financing for primary, secondary, or investment properties

At Monolith, we’re more than mortgage experts—we’re partners invested in your success. Transparent guidance, competitive rates, and tailored loan solutions are what set us apart.

 Contact us today at (682) 302-5713 or Click Here to apply.